Senior Credit Anylist

Vacature Gegevens

Titel:
Senior Credit Anylist
Datum
13 dag(en) geleden, (donderdag, 01 november 2018)
Categorie:
Software Development
Locatie:
Singapore, 558451, State of Minas Gerais

Vacature Omschrijving

Senior Credit Anylist

This is the moment to start working at the The Speer Agency. We are one of the fastest growing job agencies in the Netherlands. Our succes formula is simple. We find you a  new job in no time !

Your Tasks

  • Spread and analyze both SME business and guarantor’s financial statements; evaluate the information and prepare written presentations using current financial information and all other behavioral information.
  • Research and examine credit risks and credit history.
  • Conduct industry analysis, risk grading and stress testing in the preparation of credit analysis.
  • Approve or disapprove extension of credit.
  • Perform due diligence on existing and prospective clients in order to obtain information used in the preparation of analysis.
  • Stay up-to-date on economic and credit administration & compliance Trends for designated geographic areas.
  • Recommend innovative solutions towards simpler, faster, better.

Responsibilities

Risk Assessment:

  • Identify the key historical (and future) credit (and non-credit) risks related to a specific transaction.
  • Provide front-end structuring guidance to business partners and negotiate acceptable solutions that prudently balance risk and return for lenders.Develop a well-informed and forward-looking view of our ecosystem and the expected volatility of the collateral being structured.

Manage Credit Approval Process:

  • Ensure all credit exposures and deal renewals/amendments are approved in accordance with underwriting standards and are appropriately risk-rated.
  • Review partners’ credit decision model and approve a credit structure appropriate for the risk profile of the borrower; Provide “credible challenge” on transactions approved.
  •  Review transaction documentation, as appropriate, to ensure terms are appropriate and consistent with credit approval.

Risk Assessment:

  • Continuously monitor and enhance the credit quality of transactions in existing portfolio.
  • Ensure annual reviews are well documented and risk ratings are accurate and are based on a forward-looking view.
  • Identify deteriorating credits and take appropriate action to mitigate risk.

Offer Details

  • Competitive remuneration in a full-time position.
  • Modern office in the Singapore’s top financial district.
  • A learning environment where you can dive deep into the latest technologies and make an impact.
  • You would be proud to be the first 20 employees of this company.

Skills / Qualifications

  • Bachelor's degree in Finance or Accounting is preferred.
  •  3+ years direct work-related experience in lending and credit analysis.
  • Strong understanding of loan risk factors.
  • Demonstrated knowledge of credit and financial analysis techniques.
  • Ability to analyze balance sheets, income statements, and cash flow information.
  • Ability to analyze financial information as presented by credit bureaus.
  • Ability to independently analyze and summarize financial information to provide well-considered credit recommendations.
  • Ability to maintain confidentiality of information.
  • Possess strong written and communication skills.
  • Work independently and with a sense of urgency philosophy to achieve internal and external customer satisfaction..
  • Knowledge of P2P SME lending is an asset.
  • Knowledge of Microsoft
  • Office.Experience working with an underwriting platform is preferred.
  • Strong analytical skills involving accounting and financial analysis and knowledge of legal statutes that pertain to commercial lending including compliance, contract and lien requirements.

Who are we?
We are specialised in hiring and recruiting qualified staff. De Speer Agency works nationally for different companies. We are flexible, think in opportunities and are allways there for you in need of any job related questions.

We work from the offices Amsterdam, Utrecht en Nijmegen. We know our business because of our vast experience. Our sales experts have knowledge of all branches, this way we can make perfect matches in no time. Our keywords are fast, efficient and honest!

Curious?
Are you interested in this job?  Contact Simon Rikmenspoel on phonenumber +31 (0)6 46177035. It will only take a few minutes to apply! Send your resume to simon@hiway.io and together we will find your new job!

The Speer Agency is affiliated with trade association NBBU and in possession of the SNA quality mark.